Independent Advisors for Complete Coverage
At Cube Insurance Group, we help individuals and families navigate important insurance decisions with clarity and confidence. As independent advisors, we work with a network of regional, national, and global insurance providers to help you explore coverage options that align with your needs, priorities, and financial goals.
Rather than taking a one-size-fits-all approach, we take the time to understand your circumstances and help you evaluate solutions designed around the protection you need today and the future you’re working toward.
Protection Strategies for Every Life Stage
Your insurance needs can change as your life changes. Starting a family, building your career, preparing for retirement, or protecting the assets you’ve worked hard to build can all influence the type of coverage you may need.
Our team provides guidance across three core areas:
Life Insurance
Explore life insurance options designed to provide financial protection for the people and priorities that matter most to you.
Health Insurance
Review health coverage options and consider plans based on your healthcare needs, budget, and priorities.
Wealth Protection Insurance
Explore insurance-based strategies intended to help protect assets and support your broader financial objectives.
About Miguel Nuñez
Miguel Nuñez is a licensed Life, Health & Annuity Insurance Broker and Founder of Cube Insurance Group. He specializes in helping Medicare beneficiaries understand their coverage options and make informed, confident decisions based on their individual healthcare needs, budget, prescription medications, preferred doctors, and personal priorities.
As an independent, non-captive insurance broker, Miguel is not limited to representing a single insurance company. This independence allows him to work with multiple carriers and provide clients with a broader, carrier-independent perspective when reviewing Medicare options available to them.
Miguel believes Medicare decisions should begin with education—not pressure. His approach is to explain the differences between available options in clear, straightforward language, help clients understand important benefits and limitations, and provide objective, insightful information so they can make decisions confidently knowing they have carefully considered the options available to them.
Medicare Services
His Medicare practice includes assistance with Medicare Advantage, Medicare Supplement insurance, Medicare Part D prescription drug coverage, Turning 65 transitions, annual Medicare plan reviews, and other Medicare enrollment situations.Before entering the insurance and financial services industry, Miguel spent approximately 25 years on Wall Street, including experience as a NASDAQ Market Maker and several years with Goldman Sachs. His financial-market background helped shape the analytical and educational approach he now brings to insurance planning.Through Cube Insurance Group, Miguel also assists individuals and families with life insurance, annuities, ACA health insurance, retirement protection, and legacy-planning education.
His philosophy is simple:
Listen first. Educate clearly. Compare carefully. Help clients decide confidently.Based in Florida, Miguel serves clients in multiple states where he is appropriately licensed. His current licensing footprint includes Florida, Ohio, Texas, Georgia, North Carolina, South Carolina, New Jersey, New York, Pennsylvania, and Virginia. Florida is his resident licensing state, with the additional states held on a non-resident basis.
This multi-state presence allows Miguel and Cube Insurance Group to provide personalized Medicare and insurance guidance to individuals and families across a growing geographic footprint while maintaining the personal attention of an independent brokerage.
Specialties:
Medicare Advantage • Medicare Supplement Insurance • Medicare Part D • Turning 65 • Medicare Plan Reviews • Life Insurance • Annuities • Health Insurance • Retirement & Wealth Protection
Licensed in:
Florida • Ohio • Texas • Georgia • North Carolina • South Carolina • New Jersey • New York • Pennsylvania • Virginia
Independent • Non-Captive • Client-Focused
Cube Insurance GroupMaking the Complex Simple™Not affiliated with or endorsed by the U.S. government or the federal Medicare program. Plan availability, eligibility, benefits, costs, and coverage vary by carrier, service area, and individual circumstances.
Guidance Built Around Your Needs
Choosing insurance can feel complicated, especially when you're comparing different coverage options and providers. We’re here to make the process easier to understand.
Our independent approach allows us to work across multiple insurance providers and help you compare available solutions based on your individual circumstances. We focus on clear communication, thoughtful guidance, and helping you make informed coverage decisions.
We're Here to Help You
Your insurance decisions can play an important role in protecting the people, assets, and financial goals that matter to you. Whether you’re reviewing your existing coverage or exploring insurance for the first time, Cube Insurance Group is here to help you understand your options.
Ready to explore your coverage options?